Buying your first home comes with hidden costs, rising taxes, surprise repairs, and lender mistakes that catch most first-time buyers off guard — making transparency, affordability, and the right real estate team essential.

The 2026 housing market is steadier and more predictable, with rising inventory, cooling competition, and stable mortgage rates creating a more balanced environment for buyers and sellers. Whether it's a good time to make a move depends on local market conditions, personal affordability, and long-term financial readiness rather than dramatic national headlines.